Got into a road crash? Here’s what you need to do
By Ricardo Lazo Jr., for Automart.PH
METRO MANILA, July 8, 2022 – We must to observe good driving practices and conform to all traffic rules all the time to avoid road crashes.
That said, there are some important reminders you should follow before driving off, such as:
- Regularly check the car’s condition.
- Always use signals when turning.
- Obey traffic rules and road signs.
- Don't change lanes too often.
- Don't drive under the influence of alcohol.
- Don't drive when you're fatigued or feeling drowsy.
- Always check your blind spot.
- Always stay calm and focus while on the road.
But sometimes, crashes do happen. And many drivers aren't sure who to talk to or what to do.
The Metropolitan Manila Development Authority (MMDA) in 2019 issued guidelines on how to react following minor and major road crashes. Here are useful tips on how to handle an incident on the road.
Check if anyone is hurt
After the crash, the first thing to do is to check yourself and your passengers to determine if anyone has been hurt or injured.
Should there be an injured passenger, be calm and call medical assistance or dial the MMDA hotline at 136.
Take photos of the crash site, including the passengers
Pictures tell a thousand words.
This is your proof of the damage to you, your passenger and the vehicle. Also, take pictures of the other vehicles, including the plate number and the surroundings to establish the aftermath of the scene. You’ll also need documentation for insurance processing.
If possible, move the vehicle to the side of the road
When it is safe to do, pull your vehicle over and deploy your hazard or warning reflector.
If you’re hurt, leave it to the authorities.
Let the investigator take command of the situation
When the investigator arrives, get his or her name and contact details for reference and don’t rely solely on their report for the record.
You should make sure to tell your story as to what happened.
Exchange information with the other driver
Get details of the other driver like name, address, phone number, insurance company, policy number, driver’s license number and license plate number.
Write the description of the other vehicle for reference as well.
Contact your insurance provider to know what your policy covers
When possible, inform your agent about the incident.
Be aware of what exactly your policy covers.
File a report with the police
For an insurance claim, a police report of the incident is necessary.
You may file a report at your local police station or the one nearest to you for convenience.
The hassle of getting into a road crash is both frustrating and overwhelming. Studies shows that human error, not Mother Nature or mechanical defects, is usually the main cause of road crashes.
Change your driving practices positively, follow strictly road signs and traffic rules to help prevent road mishaps and keep everyone safe.
Automart.PH Senior Content Creator VJ Bacungan contributed to this story.